skip to Main Content

POPULAR

HEALTH TIPS

TRENDING

Dental Clinic
How You Can Help Your Young One Feel More At Ease By Finding A Dentist In Chatswood That Has A Gentle Touch
How You Can Help Your Young One Feel More At Ease By Finding A Dentist In Chatswood That Has A Gentle Touch

There is no denying that there are some hard things in life that people are simply not able to avoid. And people will then have a choice if they want to try to avoid such things or if they want…

Key Benefits Of Using SMSF Administration
Key Benefits Of Using SMSF Administration

More and more people are starting to see why they should become more involved and take direct control of their super fund. SMSF administration is becoming a more popular choice for people who want to have a lot of tight…

Why You Should Chat To Your Preferred Company At Hand Before Ordering A Replacement For Your Prescription Sunglasses
Why You Should Chat To Your Preferred Company At Hand Before Ordering A Replacement For Your Prescription Sunglasses

It is a wonderful thing that people get to take care of their eyesight in these modern times with not only lenses that are suitable for their specific needs but also that look great and suit their faces. The only…

What Features Builders Look Out For When Choosing Scaffoldings
What Features Builders Look Out For When Choosing Scaffoldings

Building specialists will have their own subjective tastes when it comes to scaffoldings and their design type. However, there are universal assets that will define their quality irrespective of the terrain, landscape or project profile.   Mobility Scaffoldings that are…

LATEST NEWS

How You Can Help Your Young One Feel More At Ease By Finding A Dentist In Chatswood That Has A Gentle Touch

Dental clinic

There is no denying that there are some hard things in life that people are simply not able to avoid. And people will then have a choice if they want to try to avoid such things or if they want to do the right thing and tackle them head-on. Having said this, this is a skill that people often have to develop as they get older and more mature and is often a skill that young people do not have.

And this is why parenting is so important as mums and dads have the duty to walk side by side with their child until they are able to develop these very important skills. And one of the things that they will have to do is to encourage them to take care of their teeth and gums, and this will often involve seeing a professional for a regular check-up. As it is a parent’s job to make the hard thing in life just a little bit easier, this post will dive into how you can help your young one feel more at ease by finding a dental clinic in Chatswood such as Smile Craft Dental that has a gentle touch.


You can help your young one feel more at ease by finding a dentist in Chatswood that has a gentle touch by exploring all of the feedback left by other customers

There are a few different ways that people are able to go about holding their child’s hand throughout the process which they will often have a negative association with. And one of the best things that they can do is some research so that they are ensuring that they find the best person (or persons) for the task at hand. But sometimes this isn’t the easiest of things to do because people can’t just take someone’s word for it when they say that they are great at what they do.

And this is why you are able to help your young one feel more at ease by finding a dentist in Chatswood that has a gentle touch by exploring all of the feedback left by past customers. And then people can see first hand what the professional is actually like and how their service translates to their clients, especially their young ones.


You can help your young one feel more at ease by finding a dentist in Chatswood that has a gentle touch by finding a child specific clinic

young boy visiting a dentist

What some people may not know is that while all professionals in this field will have the same qualifications, this doesn’t mean that different people will not go into specialised areas. This means that someone may decide to start their own clinic and they may decide that they want to focus on a certain target audience. For instance, some places may like to focus on helping the elderly and then there may be other places that want to focus on helping young ones.

And these are the types of places that parents should be looking for as they will have a great deal of experience when it comes to handling children and to keep them calm. And so, this is another way that you are able to help your young ones feel more at ease by finding a dentist in Chatswood that has a gentle touch by finding a child specific clinic like Smile Craft Dental. And this may be enough to make the whole experience an easier one for a young one to experience in general.

Key Benefits Of Using SMSF Administration

SMSF administration member while working

More and more people are starting to see why they should become more involved and take direct control of their super fund. SMSF administration is becoming a more popular choice for people who want to have a lot of tight control when it comes to retirement planning to maximise the benefit they get.


1.     Investment options

A popular benefit of using SMSF administration is that it gives a greater amount of control in terms of investment. It provides a range of many more investment choices that make it all much more worthwhile if you want to micromanage the investments made. There is a much wider investment when compared to the retail and industry super funds, and it gives access to derivatives that provide protection on downsides and reduces the risk of portfolio hedging.

This one of the big attractions of using SMSF administration is you are an owner of a small to medium-sized business. This is because the assets of the business can be listed under the self-managed super fund and then easily leased in return to the business they came from. This allows for an extra, and steady, line of capital that helps businesses grow and give much more secure tenancy.


2.     Borrowing for property investments

loan for residential purpose

SMSF administration is great because of the rules that enable borrowing. This means that people using this can buy larger assets, such as a larger commercial property, that would normally be something that was outside of their buying power. One of the common ways these manifests is in the form of recourse loans that enables the purchasing of investment property that is double the value of the accumulated self-managed super fund balance. The cost that is related to stamp duty and legal is excluded.

Some rules need to be noted with regard to this aspect of SMSF administration. One of them is that the residential investment properties that are acquired via a self-managed super fund cannot be lived in by you or your family, and this includes trustees, and anyone related to them.

It should also be noted that this is not a good idea for a property that you think can be improved with renovation, since money borrowed via SMSF administration cannot be spent on improving the property, only on the maintenance of its current state. This also means you are unable to buy land to build on or plan to knock down a building and erect a new one.


3.     Minimisation of tax

Of course, one of the most attractive parts of SMSF administration is that it helps minimize taxes that you pay. This normally takes the form of tax eliminated from the pension taken during retirement. A self-managed super fund gives much more control over contributions, such as their timing and the use of any reserves.

By going this route, those taking advantage of SMSF administration can effectively minimize the total tax they pay within their fund. This is done by being strategic with the use of contributions. Unlike a pooled fund, a self-managed super fund gives you direct control so that things can be adjusted to account for your personal circumstances.

Those are just a few of the benefits that come with using a self-managed super fund. If you want to get these advantages but don’t have much financial experience or expertise, you can hire providers of SMSF administration who can help tailor the strategy that will be most beneficial for you and give you the greatest return when it comes time to retire.

Hopefully, you know more about the benefits of using SMSF administration.

Why You Should Chat To Your Preferred Company At Hand Before Ordering A Replacement For Your Prescription Sunglasses

prescription sunglasses

It is a wonderful thing that people get to take care of their eyesight in these modern times with not only lenses that are suitable for their specific needs but also that look great and suit their faces. The only not so wonderful part is that any small item like this is easy to lose and it is also easy to break. And they are not very cheap which means that sometimes people can be replacing their much-needed item a few times a year.

The great news is that there are some things that people can do when they go through this that will allow the blow to be a little less severe. This is usually the case when people build a relationship with one company that they stick with over time who is happy to help them out. As this is just one of the things that come along with life, here is why you should chat with your preferred company at hand before ordering a replacement for your prescription sunglasses.


You should chat with your preferred company at hand before ordering a replacement for your prescription sunglasses because they might be able to offer a discount

One of the reasons why you should chat with your preferred company at hand before ordering a replacement for your prescription sunglasses is because they might be able to offer some kind of discount. As mentioned above, most companies out there are more than happy to reward their loyal customers if they have stuck with them for a long period of time. Furthermore, more and more companies out there are understanding how frustrating it is for their customers when they have to replace something that they may have only just purchased and so they are trying to come up with new ways to make this process easier.

And so, the company at hand may offer some kind of discount for those who have already made a purchase with them. Furthermore, this discount may be even larger if the item they purchased simply broke and they send in the parts to be reused or recycled.


You should chat with your preferred company at hand before ordering a replacement for your prescription sunglasses because they might be able to recycle the parts from your old pair

woman wearing prescription sunglasses

Another reason why you should chat to your preferred company at hand before ordering a replacement for your prescription sunglasses is because they might be able to recycle the parts from your old pair. As most people are aware, there are huge issues with how much we as a society put into landfill and so many are doing everything that they can in order to prevent this from occurring. Be this as it may, they will appreciate it when a business is happy to take back the parts of an item that is broken to recyle.

They will be further pleased to realise that they are also able to get a discount of some sort when they do this in order to contribute to their next pair. As it can be seen, it is well worth chatting to a company before just going out and ordering a new pair as they may be able to help in some way shape, or form. After all, the best businesses out there will be more than happy to take care of their customers and will want to build a happy and trusting relationship with them that will last for many years to come.

What Features Builders Look Out For When Choosing Scaffoldings

scaffolding

Building specialists will have their own subjective tastes when it comes to scaffoldings and their design type.

However, there are universal assets that will define their quality irrespective of the terrain, landscape or project profile.

 

Mobility

Scaffoldings that are easy to erect and dismantle allow builders to easily maneuver complex materials on and off site. This is one of the fundamental reasons why polyester tubes and synthetic materials become a popular option for specialists who need to pack up and maneuver between various locations within a given day. Painters and cleaners who have a higher rate of turnover with their clients will embrace this option, although for builders they will likely be on site for weeks and even months on end, making their need for mobility only exist when they shift between different domains of the home.

 

Security

Scaffoldings can become dangerous with the slightest fault or instance of oversight. This is why these products are rarely produced with a painted aesthetic because once this paint begins to fade or is exposed to rain, it can offer a slippery surface that sees major falls occur. Such an item must be supported with harness access, beams and clear exit and entry points to ensure there is no bottleneck effect. Much of the safety of the structure will be attributed to the behaviours and conduct of the builders in question rather than the design, but extra measures implemented on the scaffold will make this exercise easier to protect all parties in the process.

 

Durability

Scaffoldings that can withstand regular use and exposure to various weather conditions offer builders the chance to invest in an item that will reduce their costs and deliver when it matters. Steel scaffold designs become popular brands in this setting given their durable properties, seeing wood and plastics buckle under that extra degree of pressure. Workers in these environments will experience severe heats, rain, wind and freezing climates, placing the imperative on the structure to operate consistently.

 

Strength

The strength of scaffoldings can easily be compromised if the terrain is not suitable or if the volume of workers on the structure overwhelms the condition of the item. The general understanding in these settings will see no more than 170kg for an area comprising of 10 square metres for a building area. This will alter depending on the profile of the material and the type of equipment utilized, but these are often the guidelines that will underpin the strength of the brand. The stronger the materials, the more power tools, men and women can fit onto the planks.

 

Low Environmental Footprint

Builders always work to get the job done as well as possible and within the right timeframe, but using scaffoldings that offer a low environmental footprint is an advantage. This is particularly true for industry professionals who understand how much strain their industry places on the issue of forestation and cutting down landscapes to support their own endeavours. This won’t be a universal principle across the board unfortunately, but it is an extra advantage to know there are models that are more sustainable than other counterparts in the market. Bamboo and wood do not help the environmental cause whilst aluminum, steel and other fibers give properties that are better conducive for a sustainable practice.

 

Summary

Scaffoldings are products that will come under scrutiny where independent inspections can test their validity. Yet they will be passed with a greater level of assurance if they can match these forms of criteria on a consistent basis. Finding value for money will be important, but if they mitigate against common risks and accidents then they will be worthy of a higher price tag.

 

How After Hours GP Can Help You

Doctor Checking Patient's Blood Pressure

If you’re in need of urgent after-hours medical care, after hours GP can assist you. A simple phone request is now all that is needed to access quality medical assistance when you need it.

Have you ever been kept up late at night worried about an odd bite mark or sudden pain or fever? Rather than having to wait until the next morning or go to the emergency department (unless you need to, of course), you can now get the help you need with ease.

An after hours GP provide urgent medical assistance to those experiencing illness, injury or distress. They are experienced at dealing with special needs such as those of children and infants, the elderly and patients with a disability.

 

How after hours GP work

If you or someone you are with wants urgent medical advice or assistance, you will typically be required to either call your healthcare provider or download their app onto your mobile device and request assistance. You will have a phone consultation with a registered practitioner about the symptoms being experienced and they will determine the level of care required. If they believe that the person needs to be seen in-person immediately, they will come to your location and bring any necessary medications or equipment so that they can get started on treatment straight away.

Most after hours GP home visits are bulk billed if you have a Medicare card, though you should check with your healthcare provider beforehand.

Note that after hours GP should not be used for medical emergencies; critical or life-threatening conditions should be dealt with by contacting triple zero (000) or by going to hospital. Routine medical treatment should be handled at a medical centre.

 

Common conditions handled

Non-urgent medical concerns should be dealt with by a GP at a medical centre. After hours GP deal with urgent, but not life-threatening, conditions such as:

  • Urinary tract infections
  • Respiratory infections
  • Gastroenteritis
  • Asthma
  • Eye pain
  • Skin infections, rashes and allergic reactions
  • Ear aches, diarrhea, fever and vomiting in infants or small children
  • Injury due to falls.
  • Migraines

Benefits of after hours GP

Medical home visits were once routine practice in the 1960s, however by the 1970s they were replaced with hospitals and visits to the emergency room. This led to overcrowding in emergency departments, which in turn caused patient dissatisfaction and poor outcomes.

The recent revival of the doctor on call service has helped alleviate the pressure on the emergency ward somewhat and allowed patients to receive the caring and effective medical support on demand that they received in the 1960s. Some of the main benefits this service offers patients, practitioners and the community includes:

 

More holistic understanding of the patient

Being able to see the patient in their natural living environment and to observe their support network (or lack thereof) can give medical practitioners a greater insight into the life and experiences of their patient that they mightn’t get from an office visit.

Reduces costs

By cutting down on the amount of unnecessary visits to the emergency room, after hours GP can help reduce the financial pressures placed on the community and government.

Stronger practitioner-patient relationship

A quality practitioner-patient relationship is an important part of delivering quality outcomes. Practitioners who are trusted by their patients are more likely to be perceived as competent and are more likely to report strong job satisfaction.

 

Conclusion

After hours GP are a convenient option for patients seeking urgent medical care after-hours. They can help facilitate stronger practitioner-patient relationships, cut down on costs and improve medical outcomes in the community.

The Many Benefits That Can Be Enjoyed When Purchasing A Busylight For All Of Your Employees

When it comes to taking care of staff members, there are many different things that much be considered. Managers will need to ensure that people are in the best frame of mind possible so that they are able to offer their best work. As this is the case, it can be important to find things that will support with this mission. Some examples of such things are regular mentoring sessions, fresh fruits and drinks available in the work room, as well as implementing productivity items such as a busylight.

When asking workers to implement something new, however, there can be a little bit of a transition period and so managers need to assess if a new item is going to be worth this time first. The good news is that this really isn’t the case when it comes to implementing a busylight because they are simply so easy to use. For those who are wanting to learn more about this subject, this article will look at the many benefits that can be enjoyed when purchasing a busylight for your employees.

 

Employees can enjoy more free time as their productivity will increase when using a busylight

When people are under the pump, they can start to develop many different negative feelings. Not only will not get the satisfaction of crossing certain tasks of their list but many will have to work overtime in order to get certain tasks completed. This can lead to an uneven work-life balance and some may even begin to resent the company at hand.

The good news is that implementing this type of product can reduce these kinds of feelings and can even help with eliciting positive ones. When people feel more productive, they are more likely to feel good about themselves which will, of course, lead them to performing better in the workplace. As so many people spend the majority of their time in the office, it is vital that they enjoy the time that they do spend there and that they aren’t spending any unnecessary time there that they could be enjoying at home with their loved ones.

 

When managers purchase a busylight for all of their employees, they are able to decrease the chances that they will miss calls

busylight

One of the many reasons why a busylight is so suitable for open office environments is because it has a visual call indication. This means that it will blink when there is an incoming call which will then switch to the do not disturb feature when someone answers the call. This makes this product the perfect addition to any desk area.

What’s even greater is the fact that it can be integrated with systems such as Skype, Lync, Cisco, Jabber, as well as much more. This is incredibly important for many offices as they tend to use these kinds of web based platforms rather than traditional phone calls. Thankfully, all of these benefits can be enjoyed for a wonderfully affordable price which is why so many people are turning to this product.

When employees decrease the chances that they miss calls, they can ensure that they are making sales, that they are keeping their clients happy, and they are able to walk a little distance away from their desk space without panicking. This can lead to a much more pleasant workplace overall. As it can be seen, there are many reasons why managers should be purchasing a busylight for all of their employees as well as many enjoyable benefits.

Is Rubbish Removal Really Something That Can Help Change My Life?

garbage bins

With so many different businesses and services out there in this day and age people can be unsure of which ones they should invest in. Many people have pretty tight budgets and so don’t have the freedom to spend their hard earned cash on something that isn’t going to benefit them. The good news is that when people do a little bit of research, they are able to be more likely to establish this.

For instance, there are many people out there who may be in a position where they own a little bit too much stuff. This is not uncommon in modern times as household items are just so cheap to purchase. The only problem is that they are cheap for a reason and are likely to quickly break and so will be thrown into the back of the cupboard or somewhere else out of sight. For those in this position, rubbish removal may indeed help change their life.

 

Rubbish removal may be something that is able to change your life if you’re a person who has tried to de-clutter for many years but just can’t seem to do it on your own

clutter

There are some people out there who may greatly benefit from implementing rubbish removal in Sydney because they have tried many times to de-clutter but without success. There are many reasons for this but one of the main reasons is that people get drawn into the memories when they start going through their stuff and are no longer able to detach from them. For those in this situation, it can be helpful to work with a professional who can have an unbiased opinion.

For instance, a professional can help them ask “what will your life be like if you let go of this.” In some other cases, people will struggle getting rid of their hard earned possessions because it is simply too hard to do so. An old piece of furniture may be way too heavy for someone to carry and they don’t have a vehicle to carry this item to their local tip even if they could lift it. As it can be seen, rubbish removal may be beneficial for these people.

 

Rubbish removal may be something that is able to change your life when you have a goal in mind that is held back by all of your possessions

There are many people out there who are in a position where they are wanting to make some kind of drastic change in their life. This may be in the form of finally taking a trip overseas, of moving into a new home in a new location, or to taking the steps to get over their social anxiety. Whatever the case may be, people may feel that they are unable to achieve any of these things because they are weighed down by their possessions.

They may find it impossible to move homes because the idea of trying to move their hoard from one location to another is too hard to imagine. For many, even the idea of starting to sort through their things can be extremely difficult. Some will not even be willing to take a trip as they feel like they can’t leave their hoard unattended.

As it can be seen, there are many things that hold people back from taking the steps to pursue their new lives which is why they should implement rubbish removal in order to push through these barriers.

 

5 Benefits of a Grand Canyon Helicopter Ride

helicopters

A Grand Canyon helicopter ride is a great way to see the natural wonder from a fresh perspective. It is fast becoming one of the most popular sightseeing choices in the region due to being both fun and affordable.

There are few things that compare to the thrill of seeing such an incredible sight from the air. Here are 5 of the main benefits that come with experiencing a Grand Canyon helicopter ride:

 

Unique perspective

While most people see the natural wonder from ground level, viewing it from a chopper allows you to see it from unique angles. Seeing it from above also allows you to experience more of the region in a shorter amount of time. The chopper’s ability to fly low and descend further than a plane allows passengers to experience several different angles throughout their flight. This provides the opportunity to view the area in more detail and to spot local wildlife.

 

Thrilling experience

Soaring through valleys and gliding over rivers is an experience you can’t really get outside of a Grand Canyon helicopter ride. The speed and agility of the chopper, the epic landscape and great heights gets your adrenaline going like nothing else. Many vehicles fly without doors, which makes the thrill even greater.

 

Special photo opportunities

In a world where every shot has been taken thousands of times, it’s become essential to find a unique angle in order to get a worthwhile photo. The bird’s eye view offered by a Grand Canyon helicopter ride provides the perfect opportunity for taking some magnificent and memorable snaps that you don’t often see. Make sure to take your phone so you can snap some awesome selfies!

 

Ability to land anywhere

The chopper’s manoeuvrability and relatively small size allows it to land in a wide range of places, many of which may be incredibly difficult to access any other way. This allows you to visit sights that most other people are unable to see. From rare rock formations to exotic wildlife, you’re sure to be impressed.

 

Private experience

Unlike many other tourist experiences which are crowded and noisy, a Grand Canyon helicopter ride is quite a personal experience. The chopper usually holds up to 6 passengers; this small number ensures that the experience is quiet, relaxed and personalised and gives passengers the opportunity to ask questions. This makes it a great option for those who don’t like crowds and who want a more personal experience.

 

Get spoiled

Many Grand Canyon helicopter ride providers give you complementary food and wine, which adds an element of luxury to your trip. You may even get to enjoy a private picnic down in the valley. The emphasis is on making you, the valued passenger, feel supported. This means that you are likely to be treated with personalised care and excellent service.

 

Distinctive date idea

There are few dates as memorable or as impressive as going on a Grand Canyon helicopter ride with your romantic interest. If you’re bored with taking your date to restaurants and the cinema, this is the perfect alternative (as long as they don’t have a fear of heights!). Sweeping views, thrilling descents and a splash of champagne makes this a trip one to remember. Sharing an exciting experience together can also help to strengthen your relationship.

 

Affordability

While you might think that a Grand Canyon helicopter ride would be expensive, they are actually quite affordable considering what you get out of it. While some tours are more expensive than others, it is possible to board a chopper for under $200.

Why Hot Water Systems Are Australia’s Favourite

shower

There are many Australians out there who are currently in the process of building their first home. This means that they will have bench tops to choose in addition to tile patterns and paint colors. They will also have to decide upon their appliances, what kinds of blinds they want to install, in addition to much more.

It can become a little overwhelming for some as there are just so many decisions that they have to make, all of which require a great deal of research and consideration. More often than not, however, people will simply go for the brands that are the most popular as they are likely purchased a lot for good reason. As this can be the case, there are many people out there who end up investing in hot water cylinders.

This can be the case because people have heard good things which means they trust the brand at hand. They can have peace of mind knowing that they are making a wise investment and that they won’t have to replace the product any time soon. Because this is such an important decision for people to make, this article will look at why hot water systems are Australia’s favourite.

 

heaterHot water systems are Australia’s favourite because they are good quality and so will last for a long time

One of the many reasons why people will need to put in so much research when purchasing each and every single item is because they will need to make sure that they withstand the test of time. When people are building their first home, they are usually investing a great deal of money and so will want to do what they can to ensure that they don’t have to replace anything for the next few years. As this is the case, people will want to purchase items that are of good quality and that will last for a good time.

Hot water systems are so popular because they are of good quality and because they also come with a warranty. This means that even if there is a small chance that something could go wrong, people will be protected as long as they are within their warranty period. In some cases, people will be able to purchase additional warranty which will protect them for even longer.

 

Hot water systems are Australia’s favourite because they are reasonably priced

Another reason why so many people end up investing in hot water systems is not only because they are of such good quality but also because they are reasonably priced. People don’t have to spend a fortune in order to purchase the product as well as have it installed by a professional which means that people from all different backgrounds are able to afford it. It is important to not break the budget when it comes to building a first home as people will often have variable interest rates on their home loan and will want a little bit of money in the kitty to ensure that they are prepared.

Furthermore, people need to ensure that they don’t run out of money as there are often things that they end up having to go without such as air-conditioning, dishwashers, dryers, or blinds as they have exhausted their budget in other areas. At the end of the day, people are able to curb their spending when they perform thorough research. Furthermore, people are usually making a wise investment when choosing something popular such as hot water systems.

Everything You Need To Know About Aged Care Finances

Australia has a rapidly growing aging population that has to deal with the fact that they will have to sort out their accommodation once they are retired. Many people are intimidated by this concept and tend to shut down when the topic is brought up. It doesn’t have to be stressful though as there are many very useful resources out there that can be very beneficial.

To understand aged care finance you must be aware of all the different fee and pricing structures that different establishments have in place. Understanding your accommodation situation will ultimately decide your aged care finance for you. Your own finances also play a big part of this which is why it is important to understand how much everything costs.

 

Home care costs

The Australian Government does subsidize the delivery of home care services but they do however expect you to contribute if you have the capability to do so. The costs for each service are delivered under the CHSP and how much you contribute depends upon your income and how many services you require. When you enlist the services of a aged care finance advisor they will discuss with you what services you need so that you can get a rough estimate of how much you will be paying.

The rates for your assistance are reviewed in March and September of every year so that they are in line with the pension age. This also includes each individual including those who are in a relationship.

As of September 2018, the basic home care package costs $146.02 per person and is to be paid on a fortnightly basis. However that doesn’t take into consideration your income as you may be required to pay more. The maximum amount you will be charged is up to 50 percent of your income that is above the Age Pension which is $834.40 as of September 2018.

Sitting down with an aged care finance advisor can really set you up to get the best deal and idea of what is going to happen. As they have the industry experience they will be able to assist you in the bet way possible.

 

Nursing home costs

When discussing aged care finances, nursing homes will pop up in the conversation. The residents of these facilities are expected to pay an amount towards their daily living expenses which includes services such as:

  • Meals
  • Cleaning services
  • The washing and drying of your laundry
  • Air con and heater operational costs
  • Personal care
  • Daily activity assistance
  • Some pharmaceutical services and medical care

Like most things to do with aged care finances the amount that needs to be paid is reviewed twice a year in March and September.

The maximum daily fee that an individual is required to pay is 85 percent of the Age Pension. As of September 2018 the Age Pension is $834.40 per fortnight which means that the maximum amount to pay for nursing home care is $709.24 a fortnight (or $50.66 a day).

 

Accommodation payment plans

To assist with aged care finances there are payment plans in place to make the process easier. The first payment is known as a Refundable Accommodation Payment (RAD) which is a single payment that is mostly refundable to your or your estate once you leave the establishment.

The second plan is a daily accommodation payment which is calculated on a per day basis and is not refundable. It is essentially like paying rent as you are paying for the services and shelter of the facility rather than having a backlog of money that is deducted over time.